- www.unaico.com
- your sitetalk username and your password
- Your Account
- Upgrade Account
- Choose a pack
- sign : I accept the Policy and Procedures  and I verify that I am over 18 years of age
- Click  Continue with Upgrade
- Confirm and  Continue Secure Payment
- Choose Payment Method /I recommend EZYGates use your visa, master or JCB card/
- Make Payment
There are three main steps for you to start using your new TOWAH MasterCard
A: Register your TOWAH account
https://registration.towahbanking.com/
On Welcome page pleae go to the “New Towah User” section and enter your country
and your mobile number. Make sure you use For example: +92xxxxxxxxxx (for Pakistan) and +880xxxxxxxxxx (for Bangladesh) then click on continue. You will be sent a “one time
code” on your mobile phone which you will need to enter on the next page. After that enter
your personal details and follow the instructions to register with TOWAH banking.
B: Activate your new TOWAH MasterCard using instructions provided with the card
1: Follow the instructions on the leaflet with the card to activate the card
C: Link your TOWAH account with your UNAICO back office
1: Go to your Unaico back-office
2: Go to “Your Account” tab and click on “Your Online Account”
3: On Your Onlne Account page click on “Click Here to Make Withdrawal”
4: On Making Withdrawals page click on “Towah Account Details”
5:On Update Towah Account Details enter your registered Towah mobile number. Make
sure you use For example:  +8801xxxxxxxxxx (for Bangladesh). Then enter your Towah password and click on “Update Towah Details”
By following all the steps above you have created your Towah account, have activated
your new MasterCard and have linked your Towah account to your Unaico account.
Enjoy your Unaico MasterCard and have fun.
Additional KYC Information
If you live in a foreign country and you have Identification from your original country, for example, you are originally from The UK but live in South Africa and you have a British passport, you can use your passport as part of your KYC identification BUT – THIS IS VERY IMPORTANT SO PLEASE TAKE NOTE according to the Rules and Regulations we have to follow, you must also send in a Residential Permit which states that you are legally living/working in South Africa or whichever country it might be that you are living and working in.
So, just to clarify further, I will give you another example. Paul is from Hungary but has been living and working in Norway for 3 years. In order to be KYC approved Paul needs to submit
A copy of his government issued photo ID (Passport, Driving License, ID card),
A copy of his Norwegian working permit and
Proof of his address (a letter from his bank, a solicitor, utility bill etc – all no older than 3 months of age)
To send his KYC documents to Towah, he will log into www.towahbanking.com and upload his documents. He will make sure that his documents are not larger than 3mb and will also make sure that his file names only contain the letters A-Z and or numbers 1-0. For any further information on KYC, please contact support@towah.com.